Welcome to Sacramento City Mortgage!

Sacramento City Mortgage is the premier mortgage team in the Sacramento Valley. Serving all of the surrounding areas including Roseville, Folsom, Davis, Elk Grove all the way down to Stockton, we offer personal service with the best rates available anywhere. Our process is simple, straightforward and fast for borrowers of all types.  First time buyers, upgrading or downsizing and refinancing/debt consolidation are just some of what we handle. Take that next or first step with our highly experienced team of professionals.

As one of Northern California’s leading mortgage companies, we have streamlined the loan process.  We pre-approve our buyers within hours and provide a written approval certificate to present with your purchasing contract – putting the power in your hands. We specialize in helping home buyers and can usually overcome any obstacles such as income concerns, bad credit or low down payment. Many of our happy homeowners were previously declined or denied for a loan, so contact Sacramento City Mortgage today to get us working for you. At Sacramento City Mortgage we create lasting relationships with our clients – over 90% of our current clients are repeat customers or referrals. Give us a call or click here to get started!