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Being a first time home buyer in Sacramento is a very exciting step! Sacramento City Mortgage loan specialists are here to guide you through every step of the loan process.

First Time Home Buyer in Sacramento CA

Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect Sacramento home for your needs and budget.


Popular Loan Programs for First Time Home Buyers in Sacramento, CA:

30-Year Fixed Rate Mortgage

The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change. Learn more.

FHA Loan

Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down! Learn More.

VA Loan

An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify! Learn More.


Need Additional Assistance? One of our loan experts would be happy to discuss first time home buyer loan options in Sacramento, CA.

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